Know which card to use.

Your cards, their benefits and the promos that match them, in one place. So the card you reach for is the one that pays off.

Coming soon for iPhone
17Philippine issuers
122cards in the catalogue
1,700+live promos

Free to download. Kredo isn't a bank. It helps you use the cards you already have.

Works with cards from

  • BDO
  • BPI
  • Metrobank
  • Security Bank
  • UnionBank
  • RCBC
  • EastWest
  • Chinabank
  • PNB
  • AUB
  • HSBC
  • Maya
  • Atome
  • Bank of Commerce
  • MariBank
  • Salmon
  • Zed

Every card has a best use. Kredo remembers them for you.

Your cards, tracked.

Limits, balances, statement dates and due dates in one view. Stored on your phone, not on our servers.

Kredo Home: a wallet of four cards with the credit used on the one in front

Promos that match.

A researched catalogue of issuer promos, filtered to the cards you carry.

Promos filtered to dining offers for your cards

Ask before you tap.

Pick what you're buying and Kredo compares the cards in your wallet. Questions about fees and rewards get answers with sources.

Best Card For: comparing your cards for ₱3,000 of dining

See where it all goes.

Spending by category, month over month, across every card. Worked out on your phone.

Analytics: ₱66,162 spent this month, down 17%, with a category breakdown

Promos around the corner.

Open the map and see which nearby branches have offers, and which of them your cards actually qualify for.

Promos Near Me: a map of Makati with promo pins and 100 promos near you

Log a month in a minute.

Bring in a statement to log transactions quickly. You choose how it's read.

You stay in control.

Kredo is built so the sensitive parts stay with you. Read exactly what we keep in the Privacy Policy.

Card figures stay on your phone. Limits and balances are never stored on our servers.

AI personalisation is off by default. Change it any time in Privacy & Data.

Delete whenever you want. It removes your account and the records stored with it.

Use the right card, every time.

Kredo is coming to iPhone. Questions in the meantime? support@getkredo.app